Malaysia My Second Home (MM2H) Program Comparison~3 types of MM2H

There are 3 types of MM2H in Malaysia. Each MM2H is different from the others. This detailed comparison table breaks down the key differences between the three main MM2H options:

West Malaysia (National MM2H), Sarawak MM2H (S-MM2H), and Sabah MM2H.

Malaysia My Second Home Program Comparison

Criteria	National MM2H	Sarawak MM2H (S-MM2H)	Sabah MM2H
Minimum Age	Special Economic Zone (SEZ): 21 Silver/Gold/Platinum: 25	30	30
Minimum Monthly Income	Not required	RM10,000 – Main applicant RM15,000 – With dependents OR Bank Savings RM100,000 – Main applicant RM 200,000 – With dependents	Platinum/Gold- Not required RM10,000- Silver(Main applicant) RM15,000 – Silver (With dependents)
Fixed Deposit Requirement	SEZ: USD 65,000 for aged 21~49 SEZ:USD 32,000 for aged 50+ Silver: USD 150,000 Gold: USD 500,000 Platinum: USD 1,000,000	RM 500,000	Silver: RM 500,000 Gold: USD 500,000 Platinum: USD1,000,000
Fixed  Deposit interest	Yes	Yes	No
Property Purchase	SEZ: State-specific& Rates Silver: RM 600,000 Gold: RM1,000,000 Platinum: RM 2,000,000	Optional / Not mandatory	Silver: RM 600,000 Gold: RM1,000,000 Platinum: RM 2,000,000
Minimum Stay	90 days/year	30 days/year	30 days/year
Medical Insurance	Required	Required	Required
Spouse & Dependents Allowed	Yes	Yes	Yes
Work / Business Permission	Platinum only	Part-time jobs in professional fields allowed	Platinum only

1. Best for Retirees: Why S-MM2H is the Top Choice

For many retirees, the Sarawak MM2H (S-MM2H) offers the most balanced path to residency. Unlike the National program, Sarawak does not make property purchase mandatory.

Furthermore, S-MM2H allows for part-time work (up to 20 hours a week) in specialized sectors — for those who want to stay active in their professional fields while enjoying their "second home" years.

2. Best for High-Net-Worth Individuals: The National Platinum Tier

If you are looking for maximum flexibility and long-term stability, the National MM2H Platinum Tier is the gold standard. While it requires a higher financial commitment (

$1 million fixed deposit), it is the only tier that grants you the right to conduct business and work full-time in Malaysia.

With a 20-year renewable visa, it provides the security for families looking to establish a permanent base for business and international schooling in West Malaysia.

3. The "Why Sarawak?" Advantage: Flexibility of Stay

• National MM2H: Requires you to spend 90 days per year in the country (for those under 50).

• S-MM2H & Sabah: Only requires 30 days per year.

  
  

This 30-day requirement allows you to maintain your residency status easily without having to uproot your global lifestyle.

Map showing the locations of West Malaysia, Sarawak, and Sabah for MM2H visa comparison

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