SMM2H Financial Document Requirements: A Simple Guide for Applicant
- Rafflesia SMM2H
- Dec 7, 2025
- 1 min read
Updated: Mar 21
Applying for the Sarawak Malaysia My Second Home (SMM2H) program requires proper preparation of financial documents. Whether you are applying alone or with dependents, here are the documents you need to prepare.
SMM2H Financial Requirements
For Main Applicant Application Only
To qualify, the applicant must provide Option 1 plus ONE of Options 2, 3, or 4.
Option 1 (Mandatory): Fixed Deposit
✔ RM500,000 Fixed Deposit Placement Statement
Every applicant must comply with the SMM2H fixed deposit requirement, which involves placing a fixed deposit in a bank in Sarawak.

Plus ONE of the following:
Option 2
Pension Fund letter + Latest 3 months bank statements
Minimum: RM10,000/month (Convert to RM)
Applicants must provide official documents such as pension fund statements, pension fund letter and bank statements to support the income requirement.

Option 3
Employment Letter + Latest 3 months payslips+ Latest 3 months bank statements
Minimum: RM10,000/month (Convert to RM)
Applicants must provide official documents such as payslips, employment letter and bank statements to support the income requirement.

Option 4
Latest 3 months bank account statements
Showing balance > RM100,000/ month (Convert to RM)
One of the options of the SMM2H financial requirements is submitting bank statements as proof of funds.

Understanding the SMM2H financial requirements is essential for a successful application.
By preparing your income documents, bank statements, and proof of funds in advance—and meeting the fixed deposit requirement—you can streamline your application and avoid unnecessary delays.




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