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SMM2H Financial Document Requirements: A Simple Guide for Applicant

Updated: Mar 21

Applying for the Sarawak Malaysia My Second Home (SMM2H) program requires proper preparation of financial documents. Whether you are applying alone or with dependents, here are the documents you need to prepare.


SMM2H Financial Requirements

For Main Applicant Application Only

To qualify, the applicant must provide Option 1 plus ONE of Options 2, 3, or 4.


Option 1 (Mandatory): Fixed Deposit

✔ RM500,000 Fixed Deposit Placement Statement

Every applicant must comply with the SMM2H fixed deposit requirement, which involves placing a fixed deposit in a bank in Sarawak.

Example of SMM2H Fixed Deposit Requirement:  Fixed Deposit RM500,000
SMM2H Fixed Deposit Requirement: Fixed Deposit RM500,000

Plus ONE of the following:


Option 2

  • Pension Fund letter + Latest 3 months bank statements

    Minimum: RM10,000/month (Convert to RM)

    Applicants must provide official documents such as pension fund statements, pension fund letter and bank statements to support the income requirement.


SMM2H Income Requirement: Pension Fund Statement/ Letter and Bank Statements
SMM2H Income Requirement: Pension Fund Statement/ Letter and Bank Statements

Option 3

  • Employment Letter + Latest 3 months payslips+ Latest 3 months bank statements

    Minimum: RM10,000/month (Convert to RM)

    Applicants must provide official documents such as payslips, employment letter and bank statements to support the income requirement.

Example of SMM2H Income Requirement: Employment Letter, Payslips and Bank Statements
SMM2H Income Requirement: Employment Letter, Payslips and Bank Statements
Option 4
  • Latest 3 months bank account statements

    Showing balance > RM100,000/ month (Convert to RM)

    One of the options of the SMM2H financial requirements is submitting bank statements as proof of funds.

Example of SMM2H Proof Of Funds Requirement: Bank Statements
SMM2H Proof Of Funds Requirement: Bank Statements

Understanding the SMM2H financial requirements is essential for a successful application.

By preparing your income documents, bank statements, and proof of funds in advance—and meeting the fixed deposit requirement—you can streamline your application and avoid unnecessary delays.




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