SMM2H Cost of Living in Sarawak: A Practical Lifestyle Guide (Low, Mid & High Budget)

For many Sarawak-Malaysia My Second Home (SMM2H) holders, Sarawak is more than a destination—it is a gateway to a stress-free life that perfectly balances modern convenience with breathtaking nature.

"How much does it actually cost to live comfortably in Sarawak?". The beauty of Sarawak lies in its flexibility; whether you prefer a modest local life or a five-star premium experience, Sarawak offers a comfortable lifestyle at a significantly lower cost compared to many major cities in Asia.

Here’s a practical guide to help you picture daily life:

Low Cost Lifestyle

A simple, comfortable, and budget-friendly lifestyle.

• Stay in a modest apartment or suburban landed home

• Eat mostly at local cafes/kopitiams or cook at home

• Use a small car or e-hailing services such as Grab or Maxim

• Keep utilities low with moderate usage

Example: You start your day with kaya toast or noodles and coffee at a local kopitiam. Eating at local cafes or kopitiams is not only affordable, but also flexible—simply choose drinks with less sugar or no sugar to suit your health preferences. Spend your afternoon relaxing at home or visiting nearby parks.

• Ideal for individuals who enjoy a slow, simple lifestyle while keeping expenses low and manageable.

Mid Cost Lifestyle

A comfortable and well-balanced lifestyle with more convenience.

• Live in a modern condo with pool, gym, and security or bigger landed home

• Mix of home-cooked meals and dining out at cafes/restaurants

• Own a car for daily use

• Enjoy more time in the air-conditioning, and amenities

Example: You live in a condo with a pool or relax during the day, have lunch at a cafe, go for a gym session in the evening, and take short weekend trips around Sarawak.

• Ideal for individuals or couples seeking comfort, flexibility, and a balanced lifestyle—perfect for enjoying modern amenities while maintaining sensible spending.

High Cost Lifestyle

A luxurious and spacious lifestyle with premium comfort.

• Stay in a large landed house or luxury condo in prime areas

• Frequently dine at fine dining restaurants or hotels

• Own luxury vehicles

• Access to premium healthcare, golf clubs, and travel

Example: You live in a spacious home with a garden, drive a premium car, enjoy brunch at upscale cafes, play golf on weekends, and travel frequently within or outside Malaysia.

• Ideal for individuals who want high-end living at a lower cost than major cities, without compromising on comfort, space, and quality of life.

One of Sarawak’s biggest advantages is flexibility. Whether you choose a low, mid, or high-cost lifestyle, living in Sarawak allows you to enjoy:

• Spacious and affordable housing

• Diverse and affordable food options

• A relaxed, low-stress environment

• Access to modern facilities and healthcare

  
  

Cost of living in Sarawak offers exceptional value—making it an increasingly attractive destination for SMM2H applicants.

If you are considering applying for the Sarawak SMM2H programme, understanding your expected monthly living cost is the first step toward planning your new life in Malaysia.

Using MYR → USD rate ≈ 0.25 USD per MYR as of April 2026

1. Low Cost Lifestyle

• RM 3,750 – 5,900

  →USD 938 – 1,475

2. Mid Cost Lifestyle

• RM 7,100 – 12,300

  → USD 1,775 – 3,075

3. High Cost Lifestyle

• RM 16,000 – 26,500

  → USD 4,000 – 6,625

Estimated monthly cost of living in Sarawak across low, mid, and high lifestyle categories. Figures are for reference only and may vary based on individual lifestyle choices.